Informative articles on insurance, safety and risk for you, your family or your business. Each article includes a link for you to share with anyone who may benefit.
Short Term Health Insurance Plan
Click here for a comprehensive benefits presentation
A temporary health insurance plan may be a good choice for you in certain circumstances in your life. A plan can offer 30 to 180 days of coverage for those who fit into the following categories:
Between jobs
Waiting for employer-sponsored benefits
Temporary or seasonal employee
Newly independent
Retired early
Recent Graduate
Non U.S. citizen living in the U.S.
Benefits
Next day coverage
Choose your own doctors and hospitals
Health Savings Account (HSA) eligible plans
Extension of benefits
Covered anywhere in the United States
$2 million lifetime benefit
Prescription drug coverage
Doctor office visits
Hospitalization, inpatient and outpatient services
X-ray and lab services
Ambulance to nearest hospital equipped to treat condition
All benefits are subject to the plan deductible and coinsurance
Since a temporary health insurance plan may not be the best choice for your individual situation, we offer permanent health insurance plans as well. For more information contact John Fehr at 715 386-5825.
Whether you own your business and operate the business out of your home or if you are employed but work at home, there are situations and property that may not be covered if you do not address them. Here are some questions that you should ask:
Do you keep inventory at your home or do customers order on-line?
Do you operate the business out of a detached structure?
Do you have employees or people who help you with your business?
Do customers come to your home?
Do you own more than $2,500 of business personal property or inventory?
Do you deliver goods?
Do you transport people?
Do you travel for business?
Do you own your vehicle personally or in your company name?
Do you lease land to a neighboring farmer?
Depending on the type of business, your home and auto policies may or may not cover you. An unendorsed homeowner's policy may be adequate but there are businesses that should be insured under a commercial insurance policy.
To find out if you have adequate insurance coverage to protect you, give us a call at 715 386-5825. You may also find out more at http://www.sandeen.com/business.php
Meme's Ginger Chicken Curry Soup
From my good friend Betsy Kelly
1 T olive oil
1 large onion, chopped
1/2 cup chopped red bell pepper
4 cloves garlic, chopped
1 1/4 lbs chicken, cut into 1 inch pieces or smaller
1 T very good curry powder
1 tsp grated fresh ginger (I often use 1 T)
1/4 tsp dried red pepper flakes
4 cups chicken broth
1 can petite diced tomatoes & juice
1 large Granny Smith apple, peeled and chopped
1/3 cup orzo
2 T dried currants
Dash of brown sugar
Cilantro and yogurt for topping
Saute onion, red pepper & garlic in olive oil. Add raw chicken, curry, ginger & red pepper flakes. Cook until chicken is white. Add chicken broth, tomatoes & apples and bring to a boil. Reduce heat and simmer. Stir in pasta and currants. Simmer, season with salt & pepper & about 1 T brown sugar. I will often add the orzo already cooked as it absorbs so much of the liquid. Better if made the day before. Top with chopped cilantro and yogurt. Hope you enjoy!